MORTGAGE LOAN ORIGINATOR · NMLS #317201
Your Mortgage Strategist.
Trusted for 29 Years.
I help homebuyers, Realtors, builders, and Hispanic families navigate the mortgage process with clarity, strategy, and real education — in English and in Spanish.
Licensed in Florida · Georgia · Tennessee · Alabama
Lending activity through Acrisure Mortgage LLC NMLS #152859
WHERE WOULD YOU LIKE TO START?
Find Your Path
ABOUT JOHN
Nearly 30 Years. One Mission.
Nearly three decades ago, I started in mortgage lending because I believed homeownership changes lives. That belief hasn't wavered.
I'm John Edmead — a bilingual mortgage loan originator based in Central Florida, licensed across four states, and committed to making the homebuying process feel less like a maze and more like a clear path forward.
My background is rooted in the Dominican Republic, shaped by the University of Florida, and built on thousands of conversations with buyers, agents, and builders across the Southeast. I understand both the technical side of mortgage strategy and the human side of what it means to buy a home — especially for families navigating this process for the first time, or in a second language.
I don't just take applications. I build strategies.
John Edmead
NMLS #317201 | Bilingual Mortgage Strategist
CLIENT REVIEWS
What Clients Say
4.85 average from 55 reviews on Experience.com (as of November 13, 2026)
Buying my house was a great experience because of John. He was the one to help me through my anxiety, fears and with my lack of understanding. The professionalism, wanting to help others was a big factor in being able to buy my house. I don’t find any other words in expressing that John was extremely professional in all ways. I would highly recommend him to anyone who desires to buy a house.
Maria E.
Orlando, FL · October 2020
John Edmead and his team made the refinance process for my home a very stress free process. They have great communication and technology in place that made the transaction seamless. They are very proactive and courteous from start to finish. I highly recommend John Edmead!
Daniel R.
Winter Park, FL · December 2020
As a first time home buyer I had lots of questions. John was very helpful in alleviating some of my anxiety, he was there to answer and address all of my questions & concerns. He is very knowledgeable, I highly recommend him!
Makeda H.
July 2017
Reviews are from John Edmead's clients on Experience.com, including loans he originated at previous companies. Only reviews rated 4 stars or higher are shown here; see all reviews on Experience.com. Individual experiences vary.
WHO I WORK WITH
Real Help for Real People
Homebuyers
Whether you're buying your first home or your fifth, I help you understand your loan options, get your finances positioned, and move through the process with confidence.
Start Here →Realtors
I partner with agents who want a mortgage strategist — not just a vendor. I bring fast pre-approvals, payment scenarios, and bilingual buyer support to every transaction.
Partner With Me →Builders
I help builders qualify more buyers, educate prospects about new construction financing, and provide bilingual support for Spanish-speaking homebuyers in your communities.
Let's Connect →Hispanic Homebuyers
Mortgage education in the language and culture you understand. I work with first-generation buyers, ITIN borrowers, and families who have been told "no" elsewhere.
Ver Más / Learn More →PEPE THE PRESTAMISTA
Meet Pepe the Prestamista™ aka Lender Pepe
Pepe the Prestamista™ aka Lender Pepe is my trilingual mortgage education guide, built to answer mortgage questions in plain English, Spanish, and Portuguese, without pressure or confusion.
Pepe doesn't approve loans. Pepe educates. When you're ready to talk to a real person, I'm here.
FREQUENTLY ASKED QUESTIONS
Quick Answers
Who is John Edmead?+
What is Pepe the Prestamista?+
Can John help Spanish-speaking homebuyers?+
Does Pepe approve mortgage loans?+
What mortgage topics does John help explain?+
How do I get started?+
All information is educational only. Not a commitment to lend. NMLS #317201.
MORTGAGE PAYMENT CALCULATOR
Estimate Your Monthly Payment
Run the numbers in seconds, then have John build a personalized scenario around your actual goals, credit, and loan options.
Estimated monthly payment
$2,591
Loan amount $315,000 · Down payment $35,000
- Principal & interest
- $1,991
- Property taxes
- $350
- Homeowners insurance
- $250
- HOA dues
- $0
Estimate only. The prefilled rate is an example for illustration, not a quote or offer of current rates. Excludes mortgage insurance, which may apply with less than 20% down or on FHA, VA funding fee, or USDA loans. Actual terms depend on credit, property, and program eligibility.
Ready to Get Started?
Whether you're buying a home, working with buyers as an agent, or just trying to understand what you qualify for — let's have a real conversation. No pressure. No confusing jargon. Just clarity.